Terms of Service

Last Updated: July 2026

1. The Engine Guarantee

DemiTab provides a utility for calculating shared expenses using OCR (Optical Character Recognition) and deterministic mathematics. While our engine strives for 100% accuracy, users are responsible for verifying the final tabulated amounts before settling payments.

2. Financial Settlements

DemiTab calculates the ledger but does not hold your funds. All monetary settlements requested via DemiTab are executed through third-party peer-to-peer applications (like UPI, Venmo, or Apple Pay). We are not a bank.